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Private Lending. Home Loans. Business Finance.

A private lender with access to our own funding, and an established mortgage and finance broker.
Property-backed business lending and home loan solutions across Australia.

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Compare 40+ lenders, get personalised options, and reduce your monthly repayments.

Private Lending, Home Loans and Business Finance

 

A private lender with access to our own funding. An established mortgage and finance broker.

Brampton Finance provides property-backed private lending for eligible business and commercial requirements. We also arrange home loans, investment finance and specialist facilities through banks, non-bank lenders and private funding partners.

Whether you are purchasing property, refinancing, accessing business capital or funding a development, we consider the finance around your circumstances, existing obligations and repayment requirements.

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Established in 2006. Offices in Sydney and Melbourne. Enquiries across Australia.

Explore Private Lending

Explore Home Loans

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About Brampton Finance

Brampton Finance operates as both a private lender and a mortgage and finance broker.

Our own funding access provides a direct lending pathway for eligible property-backed business and commercial transactions. Our broking capability provides additional options where another lender or funding structure is appropriate.

We explain the proposed credit provider, our role, borrowing costs, security and repayment obligations before you proceed.

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Private Lending With Access to Our Own Funding

Explore property-backed finance for business funding, commercial transactions and defined short-term requirements.

We assess eligible enquiries against our own funding access and can arrange specialist partner facilities where appropriate. Assessment considers the property, existing debt, funding purpose, usable funds required and repayment strategy.

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Private First Mortgage Loans

Funding secured by a first-ranking mortgage over acceptable property. A facility may be considered where property is unencumbered or existing debt will be refinanced.

 

Explore private first mortgage loans.

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Private Second Mortgage Loans

Access additional property-backed funding while potentially retaining your existing first mortgage, subject to combined debt, existing loan conditions and required security arrangements.

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Explore private second mortgage loans.

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Private Business Loans

Finance for eligible working capital, stock purchases, expansion, acquisitions and business debt refinancing.

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Explore private business loans.

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Bridging Finance

Short-term finance before a supported sale, refinance or other identifiable repayment event. Residential buy-before-selling enquiries can also be assessed through our broking service.

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Explore bridging finance.

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Private Loan Refinancing

Review replacement funding for a maturing private mortgage or eligible property-backed business facility, accounting for the complete payout, transaction costs and proposed exit.

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Explore private loan refinancing.

 

Development Finance

Funding enquiries involving eligible site acquisitions, construction, completion requirements and development refinancing.

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Explore private development finance.

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Discuss Your Private Lending Requirements

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Tell us about your scenario - We will get back to you quickly!

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Mortgage Broking and Home Loans

Buying your first home, investing or reviewing an existing mortgage? Brampton’s mortgage broking service helps you assess eligible options, borrowing costs and loan features.

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We consider your income, deposit or equity, existing commitments, property and objectives when reviewing potential facilities.

Explore:

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Business, Commercial and Asset Finance

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Business Loans and Working Capital

Explore funding for eligible operating requirements, expansion, acquisitions and refinancing. We consider the amount needed, payment obligations and repayment source.

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Explore business loans.

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Commercial Property Finance

Finance enquiries for offices, retail premises, warehouses, industrial buildings and other eligible commercial property.

Explore commercial finance.

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Vehicle and Equipment Finance

Explore finance for eligible business vehicles, machinery and equipment, with the proposed term and repayments considered alongside the asset being purchased.

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Explore vehicle and equipment finance.

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Why Choose Brampton Finance?

  • Private lender: Access to our own funding for eligible property-backed transactions.

  • Broking capability: Additional pathways through banks, non-bank lenders and specialist partners.

  • Established since 2006: Experience across residential, business and commercial finance.

  • Clear explanations: Understand the proposed lender, our role, costs, security and repayment obligations.

  • Attention to the full transaction: We consider existing debt, usable funds, timing and repayment together.

  • Sydney and Melbourne offices: Local contact points with enquiries welcomed across Australia.

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Sydney and Melbourne Offices. Australia-Wide Enquiries.

Sydney: Level 7, 35 Spring Street, Bondi Junction NSW 2022.

Melbourne: Suite 1, Level 8, 616 St Kilda Road, Melbourne VIC 3004.

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Contact the team to arrange an appointment.

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Explore private lending in Sydney, Melbourne, Brisbane, Perth, Adelaide, Hobart, Darwin and Canberra.

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These are service enquiry areas. Funding availability depends on the property, borrower, transaction and applicable criteria.

Frequently Asked Questions

Lets work together 

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Level 7, 35 Spring Street

Bondi Junction 2022

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Suite 1, Level 8, 616 St Kilda Road
Melbourne VIC 3004

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Info@bramptonfinance.com.au

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© Brampton Finance Pty Limited
ABN 54 121 561 564 | Australian Credit Licence 385 602
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This website contains general information only and does not constitute financial or credit advice. Please consider your own circumstances and seek independent advice before making any decisions.

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